Coa Proof

Can a COA-HOA Define a Species for Service Animals?

Community association boards often waver between doing what’s expected of the community per the bylaws and what’s right to do. Case in point – pets. Many communities prohibit pets for obvious reasons: the noise, the smell, the additional stress on the lawns and property, etc. But holding a strict line could land your association in legal hot water.

 That’s because some homeowners require the use of service animals. Seeing-eye dogs are the obvious exception to your board’s rules. And the exception should be made, because to deny a disabled person the right to animal assistance is in direct violation of federal and state disability legislation. But some pet owners are going to great lengths to claim disabilities in order to keep pets that wouldn’t otherwise fall under the definition of a service animal.  What about a service monkey to assist the disabled, or a guide horse for the blind?   It’s an area of the law that lacks clear definition, and while the Department of Justice has a proposal pending that would exclude exotic animals (such as snakes or other wild animals, there’s no clear legal precedent to follow.

 So how do you as a board, decide who in your community is in need of a service animal and who isn’t; what type of animal is considered a service animal and what isn’t. And more importantly, can you legally make those decisions? While your community association may not be comfortable defining what constitutes a service animal, you may be able to put parameters on that animal’s interaction with the rest of your community. For example, if a resident claims that he needs his pet raccoon to reduce his stress levels, your board could require that the animal not come within say 500 feet of another resident.

 Community associations should consult with a legal expert to address the issue of service animals. Find out if your state allows for your board to require proof of disability, as well. Check also with your insurance broker to understand what policy requirements you must meet in order to maintain proper coverage.

Has this been an issue for your association?  How did your board handle it?  Do you agree or disagree with their decision?

About the Author

Finding the best underwriting company for an Community Association operation can be a real challenge, especially for insurance agents who don’t work in this area every day. To work effectively with underwriters and the few good companies that do insure associations, an agent has to know the industry and has to be able to speak knowledgably with clients and prospects.

We have the knowledge and expertise to work with you and company underwriters for the best policy for you. Visit us today at http://www.insureyourcondoassociation.com for a speedy customized quote. Follow us on Twitter http://www.twitter.com/aptcondoinsure

1990 UK Proof Coin Set Royal Mint Boxed + COA £12.99

BERMUDA 2003 $5 SILVER PROOF CROWN – 22k gold cameo – COA £42.95

1993 Silver Proof One Pound Coin – CoA – Encapsulated & In a Presentation Case £24.90

EAST CARIBBEAN STATES 2003 $5 SILVER PROOF CROWN – 22k gold cameo – COA £38.95

1985 Proof Coin Set Royal Mint Boxed + COA £8.99

1986 Proof Coin Set Royal Mint Boxed + COA £12.99

NEW ZEALAND 2003 $5 SILVER PROOF CROWN – 22k gold cameo – COA £40.95

JERSEY 2003 £5 SILVER PROOF CROWN – 22k gold cameo – COA £38.95

★ GARY OWEN MANCHESTER CITY SIGNED PHOTO PROOF COA ★ £9.95

★ GENUINE ALAN HUDSON IN CHELSEA SHIRT SIGNED PHOTO MOUNT DISPLAY COA PROOF ★ £29.95

★ COLIN BELL IN CLASSIC MANCHESTER CITY SHIRT HAND SIGNED PHOTO PROOF – COA ★ £29.95

★ BRYAN ROBSON WEST BROMWICH ALBION WBA ENGLAND SIGNED PHOTO MOUNT COA PROOF ★ £29.95

1998 1oz Britannia Silver Proof Coin with COA £150.00

2000 Millenium £5 Silver Proof Coin with COA £40.00

1994 Alderney D-Day £2 Silver Proof Coin with COA £50.00

1999 PIEDFORT RUGBY HOLOGRAM £2 TWO POUND SILVER PROOF COIN BOX COA £75.00

★ AUTHENTIC MATT LE TISSIER SOUTHAMPTON HAND SIGNED PHOTO MOUNT COA PROOF ★ £34.95

Isle of Man 1977 Solid Sterling Silver Proof ‘Silver Jubilee’ Crown Coin. COA £19.50

ASTON VILLA 1982 MULTI SIGNED PHOTO COA PROOF MORTIMER SWAIN COWANS EVANS SHAW £64.95

Chris Paterson, Scotland rugby, Six Nations, signed 12×8 photo. COA. Proof. £12.95

2001 UK GOLD PROOF HALF SOVEREIGN BOXED WITH (COA) £159.99

BLINK 182 TRAVIS BARKER Signed REMO 12 INCH DRUMHEAD DC/COA/HOLO PROOF 1 £126.52

TUVALU 2011 Coral Protection Dendrogyra Cylindricus SILVER PROOF COIN BOX COA £38.00

1999 ISLE OF MAN ROYAL ENGAGEMENT SILVER PROOF ONE CROWN COIN + COA £40.00

1997 COOK ISLANDS STERLING SILVER PROOF $2 TWO DOLLAR COIN + COA £29.95

2008 ROYAL MINT EXECUTIVE PROOF 11 COIN SET BOX COA £99.95

2003 ROYAL MINT EXECUTIVE PROOF 11 COIN SET BOX & COA £89.95

2000 ROYAL MINT MILLENNIUM EXECUTIVE PROOF 10 COIN BOX COA £89.95

*NEW* TUVALU 1 Dollar 2012 1oz Silver Proof TITANIC with Box and special COA! £45.55

Lesotho 1981 Proof Set Silver w/ Sleeve & COA RARE!!! £41.11

2008-W SILVER BALD EAGLE $1 WEST POINT 90% SILVER CAMEO PROOF WITH COA/MINT BOX £14.35

BLINK 182 TRAVIS BARKER Signed OFFICAL ZILDJIAN DRUM STICK DC/COA/HOLO PROOF £94.89

BLINK 182 TRAVIS BARKER Signed OFFICAL ZILDJIAN DRUM STICK DC/COA/HOLO PROOF 1 £94.89

AUSTRALIA SEA LIFE LION FISH 2009 1/2 oz PROOF COIN-CASE, BOX, COA-VERY RARE £113.17

2004 Cobb & Co 1oz Silver Proof Coin RARE COA No 1400 £99.81

SILVER BAHAMAS 2 Dollars 1971 Proof With Box and COA £15.07

2009 – LIONFISH – 1/2 oz SILVER PROOF – SEA LIFE – THE REEF – CoA # 3811 £161.62

McFly FULLY SIGNED Photo COA 100% Genuine Photo Proof £49.99

Glasgow RANGERS Retro Shirt Hand Signed by BRIAN LAUDRUP Photo Proof AFTAL COA £69.99

RAY DAVIES signed AUTOGRAPHED THE KINKS GUITAR PSA DNA COA Q68801 W/ PROOF £158.15

RAY DAVIES signed AUTOGRAPHED THE KINKS GUITAR PSA DNA COA Q68800 W/ PROOF £158.15

RAY DAVIES signed AUTOGRAPHED THE KINKS GUITAR PSA DNA COA Q68797 W/ PROOF £158.15

UFC Quinton ‘Rampage’ Jackson Signed 10×8 Photo with proof and COA. UACC AFTL £34.99

1989 500TH ANN/ GOLD PROOF 4 COIN SOVEREIGN SET + COA £3,700.00

FIJI 2000 QUEEN MOTHER $10 SILVER PROOF – coa £32.95

ALICE COOPER signed AUTOGRAPHED GUITAR SCHOOLS OUT PSA DNA COA Q68672 W/ PROOF £189.78

WWF HUNGARY 1988 500 FORINT HARRIER SILVER PROOF – coa £36.95

WWF BAHRAIN 1986 5 DINARS RHIM GAZELLE SILVER PROOF – coa £52.95

UK 2004 50 pence SILVER PROOF FOUR MINUTE MILE – coa £28.95

1986 SILVER PROOF TWO POUND COIN + BOX & COA XIII COMMONWEALTH GAMES SCOTLAND £2 £24.95

CoA vs. Eternity (proof) bks

Coa Proof AMAZON PRODUCTS BELOW

2009 UK GOLD PROOF SOVEREIGN – WITH BOX AND COA – ROYAL MINT ISSUE PRICE £310! 2009 UK gold proof sovereign – Boxed with a Certificate of Authenticity…

PRINCESS DIANA AND PRINCE WILLIAM ALDERNEY GOLD PROOF £25 2 COIN COLLECTION – BOXED WITH A COA! Princess Diana and Prince William Alderney gold proof £25 two coin collection…

Evel Knievel Genuine Hand SIGNED Autograph AFTAL & UACC RD £265.00 A Stunning 20×30 black and white photo signed clearly in black marker by Daredevil Evel Kneivel. Pictured jumping at Caesers Palace Las Vegas 31st December 1967 this was Kneivels longest attempted motorcycle jump at 141 feet. Kneivel crashed and as a result suffered a crushed pelvis and femur, fractures to his hip, wrist and both ankles and a concussion that kept him in a coma for 29 days. Comes w…

Hand Signed Ryan Giggs Man Utd Lagend Shirt – Manchester United + COA & Proof £199.95 MEMORABILIA OUTLET ARE DELIGHTED TO OFFER This is an authentic hand signed Ryan Giggs Manchester Utd Premier League Framed Shirt Manchester United champions for a record 19 times beating Liverpool’s record, and going for it again with the legend that is Ryan Giggs Framed in a quality black wooden frame with triple red and white mounts and a gold plaque. Hand signed in black marker by the Manchest…

Hand Signed Paul Scholes Man Utd Lagend Shirt – Manchester United + COA & Proof £199.95 MEMORABILIA OUTLET ARE DELIGHTED TO OFFER This is an authentic hand signed Paul Scholes Manchester Utd Premier League Framed Shirt Manchester United champions for a record 19 times beating Liverpool’s record, and aided by the legend that is Scholes Framed in a quality black wooden frame with triple red and white mounts and a gold plaque. Hand signed in black marker by the Manchester United midfie…

Signed Manny Pacquiao Boxing Glove Display Pacman v Oscar De La Hoya -Photo Proof & COA £229.95 MEMORABILIA OUTLET ARE DELIGHTED TO OFFER This authentic hand signed Manny Pacquiao Boxing Glove Hand signed by Pacman himself the eight division world champion and arguably the best pound for pound fighter on the planet The picture backdrop is of the classic encounter against the legend Oscar De La Hoya This signed glove has come direct from Team Pacquiao Framed in a quality gold wooden frame wit…